Profile: Kristie38C54

Your personal background.
TUSCALOOSA, Ala. - Alabama business executives believe education and workforce training remains the
top issue currently facing the state. Business executives are
surveyed annually by the Center for Business and Economic Research (CBER) in The University of Alabama’s Culverhouse College of Commerce on various topics related to issues facing the state and their respective companies.
Education and workforce training also ranked first in the 2016 survey.
TUSCALOOSA, Ala. — In honor of Veteran’s Day, UA’s Center for Business and Economic
Research compiled some interesting statistics about veterans in Alabama.

Veterans make up a significant portion of Alabama’s population, with
about 9.8 percent of Alabama’s population identifying as a
veteran, according to the U.S.


Census Bureau’s 2011-2015 American Community Survey estimates.
Data from the U.S. Business confidence registered at 61.6 in the third quarter 2017 Alabama Business Confidence Index TM
(ABCI) survey conducted by the Center for Business and Economic Research at the University of Alabama’s Culverhouse College
of Commerce. The ABCI is compiled from a quarterly survey sent to business leaders throughout the state gauging their expectations for the
coming quarter compared with the current. The six component
indexes that make up the ABCI reflect panelists’ expectations for industry sales, profits, hiring, and capital
expenditures as well as their forecasts for the statewide
and national economies. 49.7 million local sales tax).




25.1 million per game. 148.4 million state appropriation to the university for the year.
Business executives in Alabama believe education and workforce training is the top issue currently
facing the state. Education and workforce training ranked second in the 2015 survey and was one of the most significant shifts
in rankings from the previous year. Recent numbers indicate that Alabama job growth continues its slow but solid pace.

The state added 24,500 jobs between October 2015 and October
2016. Most of job gains were in services providing firms that added 20,700 workers.

Downlaod the PowerPoint presentation of Mr. Ahamd Ijaz here.



Recent numbers indicate that Alabama job growth may finally be picking up from
the slow pace seen since the last recession. The state added 31,600 jobs between September 2013 and September
2014. That’s one of the highest rates of job growth during a 12-month
period since the U.S. Each quarter business executives across
Alabama take the online Alabama Business Confidence Indexâ„¢
(ABCI) survey, a project of the Center for Business and Economic
Research (CBER) in UA's Culverhouse College of
Commerce.

The recent Q4 2013 survey marked 48 consecutive quarters of
ABCI results. A study completed by CBER in 2011 for the Alabama Association of Regional
Councils
(AARC) assesses the status of the state’s economy, people, resources, and environment in global, national, and regional contexts.

The 53-page report, Alabama in the Global Economy,
considers the question of "Where do we go from here? " and offers policy recommendations for sustainable development.
It is part of the AARC’s recent update of Alabama’s Comprehensive Economic
Development Strategy (CEDS).


So, you may want to give more importance to social
media if you want to communicate with your customers in an effective manner.
According to experts, about 85% of customers will interact with bots to get the information they need.
In 2019, make sure you share your business videos across different social media platforms.

Unlike the images or written content, a good video is more effective as far as grabbing the eyes of
the visitors is concerned. This is really important if you are
going to market on the leading platforms, such as Twitter, YouTube, Instagram, or Facebook.
According to the latest research, 80% of people like to watch videos on the internet.
They don't want to read articles or blog posts that much.
In 2019, your marketing strategies should be focused on mobile technology as well.




According to the latest Google algorithm, your site should be
optimized for mobile phones or you may get a penalty from Google.
Nowadays, mobile phones are one of the most
popular devices across the globe. The new year will grow the mobile video consumption by
up to 30%. On the other hand, the demand for desktop computers
and laptops will continue to decline. In the world of digital marketing,
mobile technology is the latest innovation. As
a matter of fact, it's one of the most effective digital marketing tools in the here and now.
With the help of this cellular technology, you can compete with your competitors to stay ahead in the
field. Without any doubt, if you have a mobile responsive website, you can grow your business to a large extent.
So, you may want to tap into the mobile apps as well. One such app
is Whatsapp business. 88 billion, give or take, in recent years.

For your business, customers play the same role your blood plays in your body.

Therefore, it's important that you work on the consumer experience.
This will help you increase your sales over time.



PenFed Wealth Management Advisors are registered representatives of CUNA Brokerage
Services, Inc. Securities sold, advisory services offered through CUNA Brokerage Services,
Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor.
CBSI is under contract with the financial institution to make securities
available to members. Not NCUA/NCUSIF/FDIC Insured, May Lose Value, No Financial Institution Guarantee.
Not a deposit of any financial institution.
CUNA Brokerage Services, Inc., is a registered broker/dealer in all fifty states of the United States of America.
Representatives are neither tax advisors nor attorneys.
For information regarding your specific tax situation, please consult a tax professional.
For legal questions, including a discussion about estate planning,
please consult your attorney.


Williamson, a division of John Aaroe Group. My new office
will be in Sherman Oaks, but I'll still be covering Burbank
homes for sale, Studio City real estate, Toluca Lake, Toluca Terrace, Glendale, Hollywood Hills, North Hollywood, Valley Village,
Valley Glen and Sherman Oaks real estate. And of course, as needed, Pasadena, Eagle Rock, the West San Fernando
Valley, Silverlake, downtown L.A., etc., etc. I
cover the waterfront for my clients. It was difficult to leave Dilbeck Realtors.
I've been in that office for 8 years (10 if you count when it was Coldwell Banker) and the people there are like family to me.
I know that's cliche to say, but it's true. I have been very comfortable there.



Too comfortable. I am ready for new real estate challenges, a new
outlook, and new clients, and the John Aaroe Group fits the bill.
I'm thrilled to be with r.e. John Aaroe's and Michael Williamson's relatively new real estate company.
Redfin. I think Redfin may indeed be the wave of the real estate future, but I was not ready to jettison my own online presence -- and that includes blogging for you, dear reader.

But I hope to become a "partner" agent for Redfin once my feet are on the ground at
JAG. I don't have a new phone number yet, but if you would
like to contact me, please call me on my cell, email me or answer here.
And please wish me luck!


Todd joined the MyState Group in 2001 as a practitioner initially then moving into the Senior Manager position. Todd’s focus is on leading
a team that provides advice to clients that
is first and foremost always in their best interests.
He is himself a Certified Financial Planner (CFP®) and the Tasmanian Chair of the Financial Planning Association (FPA).
Having been in the finance industry for over a decade,
her number one financial tip is ‘the earlier
you get your Superannuation in shape, the less you need to worry about
it over the long term’. She holds her Advanced Diploma of
Financial Services (Financial Planning) and is enrolled in a Graduate Certificate
in Financial Planning and is working towards her Masters of Financial
Planning. Everyone’s circumstance is unique.


As a former teacher Philip listens and communicates well with clients, often explaining technical concepts in a client-friendly
way so that they are provided with appropriate, quality and tax-effective financial
advice. He is a Certified Financial Planner (CFP®) and has been providing advice for well over a decade.
Having been with the MyState Group since 2006, Matt’s experience in Superannuation, Insurance and
Banking make an ideal foundation for his work as a Financial Planner.
Supported by our very own local administration team, Matt is
a Certified Financial Planner (CFP®) who is thorough and follows
through with holistic advice appropriate for each clients
unique situation. With over 9 years experience in the finance industry, Lonnie gets great satisfaction from seeing families he’s worked with having the peace of mind because they’re financially protected as a
result of the strategies they have put in place.




An area of interest is also pre retirees where he has helped many clients plan for and enjoy
their retirement. Adam has a keen interest in the economy
at large and the way it can affect your investments. He’s
a big believer in not biting off more than you can chew when it comes
to a financial plan and that good things will come to
those who are patient and well researched. Adam holds a Bachelor of Economics, a Bachelor of Business and a Graduate Diploma of Financial Planning.
Rod is a Certified Financial Planner (CFP®) with over 15
years industry experience. Based in Launceston, Rod has always been well regarded
by his clients as being able to ‘keep things simple’.
Rod takes great pride in using his teaching background to ensure his clients have a firm understanding of the strategies
and investments he recommends. Making clients aware
of their options can be really satisfying; Matthew empowers his clients,
providing the right information and strategies so they
can make informed decisions to achieve both their short term lifestyle goals and long term vision.
Matthew holds a Diploma of Financial Services and
is studying towards his Advanced Diploma.


Am I too
old to think about starting a business? I will soon be 49 years old.
I have been on SSI since 2006. I dont feel disabled, but because I have
seizures, I am considered disabled. I have a dear friend who owns several businesses and helped her son to
begin his very lucrative business. I will soon be 49
years old. I have been on SSI since 2006. I dont feel disabled,
but because I have seizures, I am considered disabled.

I have a dear friend who owns several businesses and helped her son to begin his very lucrative business.
She has tasted my cooking, and believes that I could run a restaurant serving comfort country meals.

Most of the restaurants in my area are fast food
and pizza places.


My friend is willing to partner with me and help me to
launch this business, but I worry that I will let her down. I have dreamed
of owning my own restaurant for many years, now that the opportunity is presented
top me, I am scared. Am I too old? I have never run a business before, she
is the one with the Master's degrees, I just know how to cook.
Update: I know that owning a business, means long hard hours, and no down time, especially in the first couple of years.
I know that owning a business, means long hard hours, and no
down time, especially in the first couple of years.


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